The word fintech is formed from the contraction of two terms in English finance and technology, and describes companies that use technology to provide financial services. IUDÚ is one of them and seeks to offer its clients the best proposal on the market.
The company is regulated by the Central Bank as a financial company and the digital banking products and services it offers are designed to make the experience simple, prioritizing time and savings. Its objective is to solve in a 100% digital way the needs around access, immediacy, lower costs in banking products and ease when acquiring or managing any product.
The IUDÚ application is available on the Apple Store and Google Play for IOS and Android operating systems. A) Yes, From the App, any person over 18 years of age can be a client and open their digital account online in an agile and fast way. The registration and account opening process is completely free.
The latest in security and facial recognition technology allows the registration process to be very friendly and takes very few minutes since it only requires one selfie and the photo of the document (DNI). IUDÚ seeks to continue evolving in the customer experience to lead the digital banking segment with the most complete and comprehensive proposal.
One of its featured products is the savings bank in pesos with remuneration of balances. This characteristic allows to perceive a higher profitability for the account balance due to the fact that it has a monthly interest charged by the client who has total availability to use it whenever he wants. The company reports that the money is fully available and generates a profit of 15% per year.
In addition, like all savings banks, You can deposit, make purchases, transfers, pay statements of the IUDÚ credit card or the installment of a loan, among other options. This makes it a convenient option for managing money.
“With IUDÚ we seek to offer our clients the best of both models: traditional and digital. We have free savings banks like any digital bank, but complemented with credit and investment products as complete as those of a physical bank, and all based on a 100% digital experience. We want anyone of legal age to be able to access the best and most complete digital banking proposal ”, says Martín Monteverdi, CEO of the company.
On the other hand, a MasterCard credit card is added to the virtual Visa debit card contactless. These make it possible for customers to manage their daily consumption and have access to fees, promotions and discounts in the most recurring items such as gastronomy, supermarket, hairdresser, among others, in addition to having personal and pledge loans.
In addition, The IUDÚ App has the MODE application integrated so that customers can pay with a QR code.
In line with its continuous evolution, IUDÚ focused on investment products for which it will be launching shortly a savings account in dollars and the option of making a fixed term. Also, thanks to an agreement with IOL, you will be able to access several investment instruments such as MEP dollars, mutual funds, stocks and bonds, among others.
For IUDÚ the customer experience is central. For this reason, through innovation and technology, it offers a proposal that, for the client accustomed to operating with traditional entities, is superior and agile. In this sense, its focus is on improving accessibility for that everything can be done from the IUDÚ App.
It also encourages greater immediacy in product registration, self-management and customer service. Guarantees transparency and clarity so that its use does not generate surprises or unforeseen expenses, in addition to easy access to information. Improve the saving and control of time and costs in banking products, in addition to offering a higher return on income since the customer will be paying less in traditional banking products.
In case the user requires personalized attention, they can request it quickly from the same app through the chat or through the accounts of Facebook or in Instagram of IUDÚ.