The use of money has changed a lot over time. Digitization has affected the banking industry, with coins and banknotes being used less and less.The only physical items we use are credit card Even for small payments, we tend to use other methods such as Bizum.
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It is very convenient to base our economic management on computers, mobile phones, and cards, but it is also very dangerous.Maybe not as much as putting the bill under the mattress, but we can run The risk of our password being stolen Some criminals can get our money.
Most Common Reasons for Fraudulent Operations
The stats are shocking: they Nearly a million fraudulent activities occur in Spain every year Use a credit or debit card. Not just online purchases: physical forms too. Many cybercriminals work to figure out secret numbers that can be bought with our money until we realize it and cancel it.
Many times, the keys are good, but we make the mistake of falling for online scams. No need to be concerned if we receive an email or text message claiming to be from the bank, because all they did was send us a fraudulent link so we could put the code there. Do not provide any information, not even an expiration date, as this is another element of security. Anyway, sometimes the problem is that our numbers are easy to guess.
You should not choose these numbers as any PIN
Neither will work on credit cards, nor on mobile devices, nor on anything that requires a password. Some numbers should be strictly prohibited.start at date, because anyone who knows a little bit about you can easily just go with their guts and hit them. This is an example of what not to do.
On the other hand, we use a series of simple numbers because they’re easy for us to remember…but they’re also easy for criminals to spot. Facebook data scientist Nick Berry revealed, More than 10% of credit card PINs are 1234. Here are the ten most common PIN options, all of which are used on at least one card in 200:
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1234
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1111
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0000
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1212
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7777
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1004
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2000
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4444
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2222
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6969
Any password that follows a number pattern that repeats, adds, or multiplies is vulnerable to stealing. Ideally, there would be no repetition of numbers, no math problems, but rather you devising a PIN purely by chance and doing the exercise of remembering it. By the way, the least used number is 8068. Don’t copy it, it will definitely be discontinued by now.
So you can block WhatsApp if your phone is stolen or lost
Bank of Spain advice on preventing your passwords from being stolen
Given the increase in cases, Bank of Spain launches set of proposals. record:
- no score The secret number is nowhere to be found
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Do not use date
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Prevent password matching ID or use the same in phone or another card
- cover your fingers when you enter your password
- find out You did not lose the card on days when it was not used
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Periodic inspection operation log in bank application
- don’t tell anyoneor even your parents, children or partner, what are your keys