The use of money has changed significantly over time. Digitalization has affected the banking industry, with coins and banknotes being used less and less.The only physical element we use is credit card Even for small payments we prefer to use other methods such as Bizum.
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It is very convenient to use computers, mobile phones, and cards to manage our economy, but it is also very dangerous.Maybe not as much as putting the bill under the mattress, but we can run Risk of password theft Some criminals have access to our money.
The most common reasons for fraudulent operations
The data are shocking: they are Nearly one million frauds occur every year in Spain Use a credit or debit card. And it’s not just online purchases: there’s also physical purchases. Many cybercriminals work to find secret numbers that can be purchased with our money until we realize it and take it down.
Many times, passwords are good, but we make the mistake of falling into online scams. If we receive an email or text message claiming to be from a bank, please do not pay attention., because all they do is send us fraudulent links so that we can put the code there. Do not provide any information, not even an expiration date, as this is another security element. Regardless, sometimes the problem is that our numbers are easily guessable.
You should not select these numbers as any PIN code
Whether it’s a credit card, cell phone, or any device that requires a password. Some numbers should be strictly prohibited.Started with date, because anyone who knows you even a little bit can easily intuit them and understand them correctly. This is an example of what not to do.
On the other hand, we used a simple series of numbers because they’re easy for us to remember… but they’re also easy for criminals. Facebook data scientist Nick Berry said, More than 10% of credit card passwords are 1234. Here are the ten most common PIN options, used by at least one in every 200 cards:
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1234
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1111
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0000
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1212
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7777
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1004
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2000
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4444
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2222
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6969
Any password that follows a numerical pattern of repetition, addition, or multiplication is easily stolen. The ideal situation would be that there are no repeated numbers and no math problems, but that you devise a PIN purely by accident and practice remembering it. By the way, the least used number is 8068. Don’t copy it, that’s certainly not the case anymore.
Here’s how you can block WhatsApp if your phone is stolen or lost
Bank of Spain advice on preventing key theft
In view of the increase in cases, The Bank of Spain launches a series of recommendations. record:
- No points Secret number nowhere to be found
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Do not use date
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Prevent password matching DNI or use the same on your phone or another card
- cover your finger as you enter your password
- find out You did not lose the card on days when you did not use it
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regular review Operation log Applying to bank
- do not tell anyoneor even to your parents, children or partner, what are your keys to